HECM Counselor Resources

HECM counselor with senior couple
HECM counseling with senior woman
couple reviews reverse mortagage papers
African american couple standing outside home
elderly couple receives reverse mortagage counseling

On this site you’ll find everything you need to know about the Housing & Urban Development (HUD) Home Equity Conversion Mortgage (HECM) counselor roster, information about the HECM Exam, training, and continuing education requirements.  As an active HECM counselor, you will have the ability to log in and use the Forums, Find a Colleague feature, and our Ask the Expert Tool.

NeighborWorks America is the country's preeminent leader in affordable housing and community development and provides training and technical assistance to active and prospective HECM counselors through its NeighborWorks Center for Homeownership Education and Counseling (NCHEC) with support from HUD.

Home Equity Conversion Mortgages (HO111). Learn the nuts and bolts of the reverse mortgage product in this introductory-level course. It's essential for counselors who want to perform a more in-depth assessment of seniors in their community. Read the full course description on NeighborWorks.org.

Senior Services for Housing Counselors (HO270). Gain an overview of financial, social service, health, and housing programs commonly accessed by older adults.  Read the full course description on NeighborWorks.org.

Intermediate HECM Counseling: Skills and Tools (HO275). Build on the basic knowledge and skills learned in Home Equity Conversion Mortgages (HO111). You'll gain newfound confidence in handling individual client situations. Read the full course description on NeighborWorks.org.


Prospective HECM Counselors

Interested in becoming a HUD HECM Counselor? Start by reading the HUD roster requirements.  Prospective counselors can also search NeighborWorks’ HECM training offerings, and information on the HUD HECM exam.  Topics include an overview of the exam, study materials, registration guidance and a practice exam.

Active HECM Counselors


If you are interested in obtaining a reverse mortgage you can visit our Consumer Resources page, or go to HUD's website to find a HECM counselor in your area.